Tuesday, June 02, 2009

Well in order to get an inspection or appraisal, then homeowner would be the only one that could let you in. Now in the circumstance of a vacant home, then I’m not sure how you would obtain access. That’s why the sales are buyer beware and buy as is because we can not get you inside the home for an appraisal. And if we could and the inspection came up bad and your bank decided to not lend you the money, then you would be out your deposit. The deposits are non-refundable.
I can not recommend an attorney, but I would definitely look for one that specializes in real estate law and foreclosures. They would be the best to help you.

Subject: RE: Individual purchasing a house
Thank you for the quick response. The whole process is quite intimidating.
Would it be safe to assume my only hope of acquiring a home through a sheriff's auction would be a scenario where the previous homeowner granted me access to the property?
One more question - does the Sheriff's office have any recommendations for attorneys familiar with the sheriff sales process?

"Sheriff Sales"

06/01/2009 02:34 PM

"Sheriff Sales"

RE: Individual purchasing a house

Hi Will!
I will do my best to answer your questions.
1. Typically the balance is due within thirty days of the confirmation being filed, but terms do vary on different properties and you’ll need to check the ad for full terms in the Delaware Gazette to make sure that it is not 30 days from the date of sale. The thirty days is typical for how long it takes from sale date until confirmation date. Different reasons can hold it up, so it can take longer, but most are running thirty days. Therefore you’ll have 60 days to pay full balance from date of sale, pending on the terms of sale.
2. Unfortunately at no time during the process of the Sheriff’s Sale does the Sheriff nor the bank have access to any of the homes that are up for auction. Therefore we can not get you inside the property to do an inspection/appraisal.
3. This question is something that you need to discuss with your attorney as I can not answer legal questions.
Please let me know if there is anything else I can help you with.

Sent: Monday, June 01, 2009 2:04 PM
To: sheriffsales@co.delaware.oh.us
Subject: Individual purchasing a house
Good morning,
I recently attended the last Sheriff auction and have a few questions that are not directly answered by the FAQ.
1) I understand that 10% of the appraised value is due when you bid. If I bid on a house and win, when exactly is the full balance of the winning bid due? Is it due when the judge signs the confirmation? Or is it due within 30 days of the confirmation? Additionally, is 30-60 days a fair estimate of how long it takes to go from winning bid to confirmation?
2) While I have the cash for the downpayment, I do not have cash for the whole balance. I will need to secure a loan, but my bank has told me they will not close on a loan until they have completed an inspection on the house. Is there a time period between when I have made the winning bid and when the full balance is due where I will have access to the property in order for inspections to take place?
3) If the previous property owner is willing to make a copy of the keys before confirmation is complete, is there any legal reason I could not enter the property to do inspections?

Tuesday, May 05, 2009

My Proposal

9 years ago I started the first day of my college internship with the BWC. It was May 14th - the day I first Met Lovanna. While it would be sweet to say I remember the day because we fell in love right at that very moment - that's not the case. It was the day after my 20th birthday and I still had a headache from the night before.

I do remember the very first moment I saw her, as the elevator doors opened. Why do I remember it, you might wonder.. It was the first time in my life I had ever seen such an attractive asian girl. I was seeing someone else, so its not that I wanted to run up and ask her out - but she was cute. I looked forward to working with her all summer.

About an hour later we were in the middle of a sexual harassment orientation video when I fell dead asleep. The lights were off, the video was boring, and frankly - I was working for the State - who cares.

That very first day I must have made some impression, falling asleep at work, spilling chili all over myself, and really just not caring about the job. Somehow we clicked though - I spent close to 2 hours every day that summer laying down on her desk -- no, not that way. Literally just sprawled out bored with nothing to do.

Flash forward to December 6th, 2003. For years I had been Lov's fallback plan - she had a business function and didnt have a date - she called me. I never really understood what she got from this, but I got free food and all I could drink. You don't look a gift horse in the mouth.

About an hour into this christmas party things were different. Very different. Lov taking shots of whiskey different. Who kissed who is irrelevant, and no one believes me anyways.

Flash forward to april 2009.

I'm ready to propose, and no one knows it. I know that she is the only girl that would ever make me as happy as I had been for the past 5 years. She may drive me crazy here and there, but only someone you truly love can evoke that kind of frustration :-P

So I may not have always been the best boyfriend, and anyone who knows me knows that she has had to deal with all of my eccentricaties. For the most part she has loved me for who I am - and for that I am infinitely confounded and appreciative.

I knew she wanted to be surprised. I knew she would want a proposal to remember. I had the ring, I needed a plan. I am not creative, nor rich. Crap.

So after alot of thought about ideas like flying her to NYC to see her famous jewelry designer friend, cost and execution risk were just too high. I knew of a company that does custom wine bottle labels, but Lov isnt the biggest drinker; I could imagine the disaster of trying to get her to look at a wine bottle and her screaming at me that she didnt want any. Thats out.

Deadline approaching. Explanation: Last december the Internation Gem and Jewelry show was in town. Through the help of a friend, I secured what was to be her ring without her knowledge. I may have had to stretch the truth by giving her an explanation of putting down a deposit to hold a price; Not a lie if you consider my payment a 100% deposit that locked in the price forever as it was now in my possession.

So the next Gem Show will be may 9th. I may have dropped a hint or two that I couldn't make plans that weekend as I might want to go to the Gem Show. That left me with less than a month, and one of those would be while I was in Vegas on business.

So after a little searching I found out that Gallery Hop in the Short North was May 2nd. Perfect. A great excuse to get our friends out without arousing too many suspicions. I started looking into various businesses around the short north, not sure what I was looking for. Then I came across Paul Palnik's website. I had this crazy idea that he might be able to make something custom for me. I called him and proposed the idea, and you cannot imagine my shock when he said he was game. Apparently no one had ever thought of proposing in his gallery before.

So once I had that locked down it was time to put the plan into action. That night I met with her parents, and asked for their permission to marry their daughter. The real fear in that moment was that her mom was gonig to run out and tell Lovanna right then. Thankfully that didnt happen.

I clued Stella in on the plan, and told her that I would need her help planting the seed of wanting to go to Gallery Hop. She was on board from the start.

The following weekend was the retreat and it was a nice getaway; left that directly for the airport and a week in Vegas. I found myself unable to sleep all week there - a combination of nerves, red bull, and the hotel's enriched oxygen pumping through my veins.

Saturday morning I had lunch with Henry, then Lov and I did a little shopping. Not realizing how much I had deprived myself of sleep, I fell into a 2-3 hour nap. I woke up 15 minutes before we were to leave for Stella's bday dinner at Alanas. We, of course, were late.

At dinner I downed most of a bottle of red wine, trying to keep from breaking into an all out sweat. Thoughts of whether she knew kept running through my head. I convinced myself time and again there was no way she could know. One last prayer that the weather would stay nice...

After Jeff and Ian's spring concert, we all hopped into cars for the Gallery Hop. First stop was Gallery V (which has apparently been renamed), another one I cant even remember the name of, and then it was go time.

As stella lead the pack.. I hung back. John Wung had just shown up, and was planning on catching up with us later. I clued him in as to what was about to go down, and he quickly began preparing his camera.

As I turned the corner I saw Lov a few steps from the gallery door. DISASTER - what if she walked in and saw before everyone was there??? So I quickly grabbed her arm and told her we should wait for everyone. Stella quickly hopped into the store to figure out where exactly my piece was. As people slowly entered the door, I drifted away from Lovanna, assured with Stella directly between Lov and the piece. I then asked Elliot to have his camera ready, and let him know what was about to transpire.

The rest is history. Elliot and John's pictures captured the emotions of the moment better than my words ever could.

The picture story is below, but thanks are in order:
#1 - God : for everything you have done for Lovanna and I, but espeically for the great weather you gave us that night
#2 - stella - could not have done it without you
#3 - Paul Palnik (his art is really cool, and he made this all possible)
#4 - Supreme Gems Corp - lov loves the rings - you guys did a great job!

The point of no return,

Thursday, April 30, 2009

MMS 2009 closing party will suck as bad as 2008

We all thought 2008's closing party was the worst Microsoft conference closing party ever, but apparently Microsoft didnt listen to the negative feedback last year.

This years event:
Attendee Party
Thursday, April 30, 7:00pm–10:00pm
Venetian Ballroom C
Close out an amazing event with an evening of great food, Xbox gaming (Halo Wars, Rockband 2 and Guitar Hero: World Tour, etc.) and entertainment you would never expect: The Pete Contino Band! This Zydeco band features a new wave of music with an exciting New Orleans flare. Enjoy the music, sip on our signature cocktail - the ITProtini - and catch up on the week with friends old and new.

A little google stalking and you find out the pete contino band charges between 800 and 4000 for a event. (http://www.gigmasters.com/Zydeco/thepetecontinoband/)

Way to go all out Microsoft..

I will be skipping this one.

Wednesday, April 08, 2009

Nick Masucci wins - (yes, he's 9 years old)

Here are the final results - lets not talk about how poorly I did OK?

Sunday, March 29, 2009

Final Four

Standings going into final four: (winning scenarious in previous post)

Winning Scenarios:

So with only 1 spot left in the final four - here are the possibilities:

Assuming UNC wins tonight:

MSU beats Uconn, Vill beats UNC, MSU wins it all : Coleman wins, 3 way tie for second (Bill Miller, Ryan Martin, and Joe Masucci).

MSU beats Uconn, vill beats UNC, Vill wins it all: Coleman wins, 2 way tie for second (Bill Miller, Ryan Martin).

MSU Beats Uconn, UNC beats Vill, MSU wins it all : Bill Miller and Ryan Martin tie for the win, third to AmyS.

MSU beats Uconn, UNC beats Vill, UNC wins it all : Nick Masucci wins, JasonMassie 2nd, shawn patterson 3rd.

Uconn beats MSU, vill beats UNC, UConn wins it all: Bill Miller wins it all, Adam Roddy second, Mark Ferguson gets third.

Uconn beats MSU, vill beats UNC, Vill wins it all: Bill Miller, Adam ROddy, (t 3rd - coleman/JasonMassie)

Uconn beats MSU, UNC beats vill, UNC wins it all: JasonM, t-2nd (adamJ/BillM)

Uconn beats MSU, UNC beats vill, Uconn wins it all:BillM, adamRoddy, MarkFerg

Assuming OK wins tonight:

MSU beats Uconn, Vill beats OK, MSU wins it all : Coleman wins, 3 way tie for second (Bill Miller, Ryan Martin, and Joe Masucci).

MSU beats Uconn, vill beats OK, Vill wins it all: Coleman wins, 3 way tie for second (Bill Miller, Ryan Martin, Fred Hoop).

MSU Beats Uconn, OK beats Vill, MSU wins it all : Nathan wins, coleman second, 4way tie 3rd - fredhoop, bill miller, Ryan martin, Joe Masucci

MSU beats Uconn, OK beats Vill, OK wins it all : Nathan wins, coleman second, 3way tie 3rd - fredhoop, bill miller, Ryan martin

Uconn beats MSU, vill beats OK , UConn wins it all: Bill Miller wins it all, Adam Roddy second, david baldwin gets third.

Uconn beats MSU, vill beats OK , Vill wins it all: Bill Miller, Adam ROddy, (t 3rd - coleman/JasonMassie, kim Miller)

Uconn beats MSU, OK beats vill, OK wins it all: billM, nathan, adam roddy.
Uconn beats MSU, OK beats vill, Uconn wins it all:billM, adamRoddy, baldwin.

Saturday, March 28, 2009

Shawn Patterson takes the lead entering the elite 8

The new standings as of the elite 8

Friday, March 27, 2009

Stupid Memphis chokes

So my bracket is basically worthless now. Memphis fell to Villanova last night.

New leaderboard:

Monday, March 23, 2009

End of the Second round done

As the second round is now behind us, Nick Masucci is still in first place. If North Carolina goes on to win it all, there are very few scenarios where he does not win it.

RickM follows shortly behind him, and likewise, is almost guaranteed victory if Duke wins it all. Shawn Patterson is counting on Memphis beating Louisville to win it all, but he needs louisville. If the final is against Oklahoma Nathan will most likely win it all. If Syracuse can make it to the final four (unrealistic, I know) then I'm back in the game.

Outside of that, the tourney is still wide open - so lets all root for UNC and Duke to lose in the sweet 16!

Heres the current status.

Outside of that, no one has a lock.

Saturday, March 21, 2009

W Kentucky and Duke thrillers end saturday night

Another day of the tourney is over and the dreams of Michigan, Texas, and W Kentucky are done.

Young Nick Masucci leads at this point..

Friday, March 20, 2009

Upsets change the face of the tourney!

Its now the Rick Nick show.. Rick M's last second submission is now in first place..

After 24 games, Kim and Shawn lead

Kim and shawn have predicted 21 of 24 games.

16 first round games down, 16 to go

After 16 games, we have yet to see any real upsets. Michigan and W Kentucky pulled minor upsets, and 10 and 12 respectively. Western continue the annual tradition of a number 5 seed losing.

Dan Reese's unconventional bracket came just a few shots from correctly picking Norther Iowa, but his dream of Chatanooge eliminating UConn leaves his bracket remains lying in the lurch.

The big stories of the day were the almost-losses of Memphis and Villanove. Both made late runs to stay in the tournament.

Congratulations to Shawn Patterson and Jason Massie who both correctly predicted 15 of the 16 games last night.

Updated stats after day one:

Thursday, March 19, 2009

Brackets are now set

Click on the image for full size.

We will have 45 people in the pool this year.

You can see everyones picks HERE

Masucci D has not submitted his results, so I will have to remove him from the chart.

Sunday, March 15, 2009

You have till Thursday 10 am to submit your bracket.

You can find the bracket to fill our here:


Upon completion mail to miaminemo@gmail.com.

Good Luck!

Saturday, March 14, 2009

I am an idiot #1 - Dont Fry Frozen Wings

So last night, I was rushing around getting ready to head to a friend's house.

I was too ambitious and decided to try and make wings, along with this awesome desert Lov and I had at La Tasca last week in London. I couldn't find sorbet, so I was using Kroger brand sherbert (3.99).

So I threw some wings (8.99)in the microwave to thaw while I haphazardly began trying to use a grapefruit spoon to get the fruit out of the oranges (.55 each) . After they first batch of wings defrosted, I threw them in the fryer. Everything was going well, and I was on time to be at their house by 6:30.

So the sherbert started to melt, and I forgot about thawing the rest of the wings. Crap, I'll just throw some more wings directly into the fryer.

This is when the moment of disaster hit.

"Why are they fizzing?"

"Why is the oil rising?"

OHHHHH CRAP! - oil all over the floor. Apparently cheese sticks, jalapeno poppers, etc are all fine to throw in frozen. Wings apparently are not. The frost on them does not mix well with oil. (Oil and water do not mix - I guess I've heard that before)

So after quickly corraling the dogs into their respective cages I went into disaster recovery mode; all this had to be cleaned up before Lov got home and decapitated me.

Cleaning up vegetable oil from the entire counter top and half the kitchen floor is not easy. It doesnt really soak up, just kinda moves around.

So - the point of this post:


'I am an Idiot' postings

So I have decided to start a new series on my blog. On what is obviously a far to frequent basis, I say to myself - 'Man, I am an idiot'. Occaisionally I actually learn something from these moments. From now on, I intend to post these moments in the hopes others will not have to experience them.

Let me start by saying that yes, I am an idiot. Comments to the effect of 'How stupid are you? or You are an idiot' are obvious, and provide no intrinsic value. If it makes you feel better... go for it.